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Expertise for Every Need

Q: 8. How can a Medicare broker help me?

Medicare brokers are licensed professionals who can provide personalized guidance on Medicare plans and help you compare options from different insurance companies. They can also assist with enrollment and answer questions about coverage.

Q: 9. How do I find the right Medicare plan for me?

A Medicare broker can assess your healthcare needs, budget, and preferences to recommend suitable plans. They can explain coverage details, provider networks, prescription drug formularies, and costs to help you make an informed decision.

Q: 10. Is there a cost to using a Medicare broker?

No, Medicare brokers are typically compensated by the insurance companies, so there's no direct cost to you for their services.

Q: 11. How do I contact a Medicare broker?

You can usually contact a Medicare broker through their website, by phone, or in person. They are available to assist you throughout the year, especially during Medicare's annual enrollment periods.

Q: 2. When can I enroll in Medicare?

Initial enrollment typically starts three months before your 65th birthday and lasts for seven months. There are also other enrollment periods for specific circumstances.

Q: 3. What does Medicare cover?

Medicare Part A covers hospital stays, skilled nursing facilities, hospice care, and some home health care. Medicare Part B covers doctor visits, outpatient care, medical supplies, and preventive services.

Q: 4. What is the difference between Medicare Parts A, B, C, and D?

Medicare Part A: Hospital insurance. Medicare Part B: Medical insurance. Medicare Part C (Medicare Advantage): Includes Part A, B, and usually Part D coverage, offered by private companies. Medicare Part D: Prescription drug coverage.

Q: 5. Do I need additional coverage beyond Original Medicare (Parts A and B)?

Many people choose to supplement Medicare with a Medigap (Medicare Supplement Insurance) policy to help cover out-of-pocket costs. Others opt for a Medicare Advantage plan that often includes prescription drug coverage.

VMA Health Plans represents leading companies with Medicare contracts and extensive certification in Medicare and drug plans. They are your knowledgeable and reliable source for Medicare-related questions. Their experience in the industry allows them to provide you with the most current and relevant information. You can trust them to guide you through the complexities of Medicare with ease and confidence.

Sergio Valenzuela and his team: Your Medicare Broker Experts

Sergio Valenzuela brings a wealth of knowledge and expertise to the field of Medicare brokerage. With over 7 years of experience, Sergio is dedicated to helping individuals navigate the complexities of Medicare with confidence and ease.

As a seasoned Medicare broker, Sergio is committed to providing personalized guidance tailored to your unique healthcare needs. Whether you're approaching Medicare eligibility for the first time or seeking to optimize your current coverage, Sergio offers clear, informed advice to help you make the best decisions for your health and financial well-being.

Sergio's passion for client advocacy and his commitment to exceptional customer service ensure that you receive comprehensive support throughout your Medicare journey. From plan comparison and enrollment assistance to annual reviews and claims advocacy, Sergio is your trusted partner in navigating the intricacies of Medicare.

With Sergio Valenzuela by your side, you can rest assured that you have a dedicated advocate who will prioritize your best interests and empower you to make informed choices about your Medicare coverage.

Contact Sergio today to schedule a consultation and discover how he can help you achieve peace of mind with your Medicare decisions.

Why Choose Them

Certified With Top Insurance Plan Carriers
Representation of Most Major Companies With a Medicare Contract
Qualified to Answer All Your Questions
No Cost for Their Assistance
Expert Advice On Coverage Options
Annual Plan Reviews
Ongoin Support and Customer Service
Transparent and Unbiased Advice

FAQ

1. What is Medicare?

Medicare is a federal health insurance program primarily for people aged 65 and older. It also covers certain younger individuals with disabilities.

2. When can I enroll in Medicare?

3. What does Medicare cover?

4. What is the difference between Medicare Parts A, B, C, and D?

5. Do I need additional coverage beyond Original Medicare (Parts A and B)?

6. What are the costs associated with Medicare?

7. Can I change my Medicare coverage?

Yes, during certain enrollment periods, you can switch between Original Medicare and Medicare Advantage plans, change prescription drug plans, or adjust Medigap policies.

8. How can a Medicare broker help me?

9. How do I find the right Medicare plan for me?

10. Is there a cost to using a Medicare broker?

11. How do I contact a Medicare broker?

Get Involved

For personalized Medicare guidance, contact them today. They're here to answer all your questions and help you navigate your healthcare options easily. VMA Health Plans look forward to assisting you in finding the perfect Medicare plan tailored to your needs.

Reach Out Today

Dedicated Medicare
Expertise for Every Need

Sergio Valenzuela and his team: Your Medicare Broker Experts

Why Choose Them

FAQ

Get Involved

Testimonials

Eulalia Aira

Norma Zarate

Erika Raymond

Rosa Ambriz

Elba Marina Gonzalez Ala

Ofelia Rodriguez

Dedicated Medicare Expertise for Every Need

Sergio Valenzuela and his team: Your Medicare Broker Experts

Why Choose Them

FAQ

Get Involved

Testimonials

Eulalia Aira

Norma Zarate

Erika Raymond

Rosa Ambriz

Elba Marina Gonzalez Ala

Ofelia Rodriguez

Dedicated Medicare
Expertise for Every Need